Payment Solutions

EMV® 3-D Secure

The evolution of EMV® 3-D Secure protocol is to provide frictionless user experience and strong customer authentication (SCA) over card-not-present transactions for e-commerce, m-commerce and remote commerce.

3-D Secure V2 authentications involve multiple stakeholders, support omni-channel environment, and extended authentication methodologies such as biometrics. Thus, the complexity and challenges of implementation and migration increased.

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3 major challenges

  • Demonstrating product performance during enrollment, acquiring, and the matching process.
  • Ensuring solutions identify attacks when presented with a spoof or false biometrics.
  • Defining a balanced, efficient and effective methodology to validate product quality.

FIME key benefits

  • Trusted test methodologies and testing services based on leading industry standards (ISO, payment networks, FIDO Alliance).
  • Customized service tailored to your business needs and solution types.
  • Experts able to define innovative new testing methods to improve efficiency.