Raphaël Guilley, VP, Head of EMEA

Raphaël has over 20 years’ experience in information and technology services. He is skilled in business development, product management, agile development, service integration and ITIL.

At Fime, Raphaël is responsible for innovative services & product design and development across payments and transport technologies. This includes embedding cloud-ready capabilities, automation and robotics.

Prior to joining Fime, Raphaël was VP of Risk and Compliance solutions at IPC systems and also served as Executive VP of Global solutions at Etrali Trading solutions.

Xavier Giandominici, VP, Head of Americas.

Xavier has 22 years' experience in the payments industry, with 14 years at Fime. At Fime, he leads the sales team, where he supports Fime's growth and the deployment of services across payments, transport and security.

Xavier's experience has helped to drive Fime's continued development in the certification market, by supporting the progression of its ISO17025, EMV laboratory certification and consultancy services for the payment, mobile payment and NFC markets.

Prior to joining Fime, Xavier held different business development positions at Gemalto, supporting the EMV migration in Mexico and Central America and promoting eID services in South Europe.

Laurent Beuchotte, Country Manager

Laurent has 19 years’ experience in the IT industry. He joined Fime in 2015 to manage the Fime San Jose, CA location.

At Fime, Laurent uses his extensive experience in sales and business development to lead the sales team responsible for the Americas region. He excels at communicating with various partners and vendors to provide accurate information regarding the ongoing initiatives, new offers and the company's vision to drive innovation.

Prior to joining Fime, Laurent held various business development positions at Orange Business Services.

Nallen Naidoo, Country Manager

Nallen has 20 years' sales and technical experience in the IT and payments industries. He currently manages Fime's Middle East and Africa business from Dubai.

At Fime, he is responsible for maintaining and expanding the company's presence across the MEA regions, with a particular focus on supporting banks, payment schemes and transport authorities through their contactless payments and digital transformation challenges.

Prior to joining Fime, Nallen held engineering and business roles for payment processing and financial services software organizations in South Africa and the Middle East.

Gilles Bréhier, Country Manager

Gilles has 16 years’ experience in the industry, all of which he has been at Fime. He started as Terminal Testing Team Manager, and then became Customer Service Manager, where he created the Lab Customer Service Team and principles (now known as the CCPM). He has extensive experience in managing testing and labs, having held positions such as Fime’s Global Lab Manager.

At Fime, Gilles is involved in card and terminal vendor business enablement, such as those with Ingenico, Verifone and Idemia, among many others.

Prior to joining Fime, Gilles was a Test Manager at Alcatel (now Nokia).

Christine Tsai, Country Manager

Christine has 15 years’ experience in the payments industry. She specializes in business development, account management,  operations and government relation management.

At Fime, she supports terminal, mobile and card manufacturers, financial institution, fintechs, and payment schemes to enable innovation.

Prior to joining Fime, she held positions at Wirecard, Global Payments Asia Pacific and HSBC.

Angaj Bhandari, Country Manager

Angaj has 17 years’ experience within the payments, banking and telecom industries. He focuses on payment processing and financial technology across urban transit, payments and mobility.

At Fime, Angaj drives the India and South Asia teams to support customers through digital transformation challenges, including NCMC, contactless EMV® migrations, open banking API compliance, nexo, EMV 3DS and open-loop transit.

Angaj is responsible for engagement with domestic and international card schemes, mobile, chip and card manufacturers, terminal vendors, PSPs, processors and transit solution providers to enable innovation.

Prior to Fime, Angaj worked with Nokia, Royal Bank of Scotland, Euronet, Airtel and Paycraft.

Takahide Kadoyama, Country Manager

Takahide has 31 years’ experience in the industry. For 20 years, he worked in chip design, including HDD and GPS. He started his testing and certification career in 2009, before joining Fime in 2015. In this time, he has significantly supported the revenue growth and expansion of Fime Japan. He was fundamental to Fime's success in bringing the first NFC Forum certification services to Japan.

At Fime, he works with device manufacturers, acquirers, PSPs, card issuers and local authorities to enable innovation.

Prior to joining Fime, he held multiple positions at Sony, where he specialized in NFC, ISO and EMVCo.

Olli-Pekka Palmu, Country Manager

Olli-Pekka has 10 years' experience in payment product testing & certification at Fime. He has worked with various clients ranging from card, terminal and mobile manufacturers to authentication / biometric product providers. As Country Manager, he leads the Fime Asia team located in Taipei, covering testing laboratory services, financial services, engineering and professional services, business consulting, sales and administration.

Prior to joining Fime, he worked in the mobile conformance testing industry.