Fime is one of the first Test Platform Providers to support EMV* 3-D Secure (EMV 3DS) Access Control Server (ACS) testing in line with v2.3.1 of the EMV 3DS Specifications. Fime’s EMV 3DS Test Platform has been qualified and its labs (in France, India and Taiwan) accredited by EMVCo to help vendors and issuers to ensure the compliance of their 3DS ACS solutions. These services will help stakeholders to align with the latest version of the specifications, to enhance fraud prevention and improve the user authentication journey, and thereby reduce cart abandonment.
Fime achieved this qualification as part of EMVCo’s Early Adopter Program. To complete this process, its EMV 3DS Test Platform tested the functionality of two 3DS ACS modules.
The simplicity of the e-commerce checkout flow is all-important. Merchants face the challenge of making the online payment process as simple as possible, while maintaining strong security and ensuring compliance with the relevant specifications and regulations. The latest EMV 3DS Specifications include features such as Secure Payment Confirmation (SPC) and out-of-band (OOB) authentication which will make the payment process more streamlined, and therefore increase approval rates.
These specification updates have been brought about by collaboration through the Web Payment Security Interest Group, which was created by FIDO Alliance, EMVCo, and the World Wide Web Consortium (W3C), to enhance the security and interoperability of web payments. Fime’s involvement in different working groups provides its experts with a full view of the ecosystem. This knowledge can be used to help stakeholders to meet industry best practices.
VP Solutions at Fime
Fime’s EMV 3DS test platform is powered by the Fime Test Factory, which provides the scalability to digitize and automate the full testing journey. This is complemented by guidance and technical support from Fime’s lab experts and consultants.
This qualification marks the first step Fime is taking to support migration to EMV 3DS v2.3.1. Fime also plans to provide testing services for 3DS Server, Software Development Kit and Directory Server modules. Find out more about Fime’s EMV 3DS services.
Fime enables its clients to create and launch trusted and secure solutions with consulting and testing services in payments, smart mobility, biometrics, authentication and open banking. It offers global cross-industry perspective, local insight, and unique heritage in testing and certification. Fime’s consultants provide transformative business expertise, partnering with organizations worldwide to define, design, deliver and test their products and services. With 400+ experts around the world, Fime works strategically to help its clients turn ideas into reality, swiftly take products to market, and achieve competitive advantage. Working together, Fime turns powerful innovations into the future of trusted transactions.