A guide to EMV 3-D Secure: Fighting fraud & friction in online payments.

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Issuing  testing services
Card, Mobile, Terminal, Host L3 testing.

Our experts help banks to plot right path to compliance success for L3 card personalization, terminal integration, payment host system certification and end-to-end testing.
What we offer
Helping issuer and acquirer communities.
From strategy and expertise to testing and certification, we empower you to help your customers.

Card and Mobile
Personalization Validation.
Be confident in the interoperability and consistent behavior of your issued cards.

Fix card personalization quickly to prepare for payment scheme certification.
Card and Mobile Profile Definition.
Define a card profile that balances compliance and business requirements, quickly and securely.

Rely on our technical EMV expertise, focus on your business. 

Issuer Host Testing.
Ensure your card product business requirements are managed correctly by your issuer authorization host.

Successfully navigate complexity to maximize transaction acceptance.
Issuer Live Testing.
Validate your end-to-end payment ecosystem with simple, secure and effective production testing.

Ensure a rich customer experience with end-to-end testing. 


A single tool for faster, simpler brand terminal certifications.

PersevalPro Issuer.

Fast track the launch of EMV cards and contactless devices.

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from defining, designing to delivering and testing your products
and services.

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