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 Mobile payment  
& SoftPOS.
Enhance digital payment user experiences with our payment regulation compliance services for mobile devices and payment applications.
Why Fime?
Create tomorrow's solutions
to enable payment digitization.
Deploy user-friendly, reliable and secure mobile payment acceptance solutions with confidence because of our comprehensive test solutions.

Defining digital payment strategies.
Fime is helping payment service providers and solution vendors to define the business strategy, technology and operational efficiency of their mobile payment services.

Supporting mobile payment implementations.

Payment service providers and solution vendors can get ahead with our softPOS and cloud-based payment specifications, test methodologies, test plans and tools.

Validating the end-to-end mobile payment journey.

Fime secures the roll-out of HCE cloud-based payment applications and softPOS terminals. We provide functional and security certification services across major wallet and payment brands.
What we offer
Simplifying mobile payments roll-out.
Fime empowers banks, processors, merchants and terminal vendors to design and test mobile wallet and terminal solutions.
Mobile and softPOS compliance services.
Fime offers testing services to support the certification of mobile payment devices, applications and software-based mobile point of sale (softPOS) solutions against the latest scheme specifications, test plans and security requirements.
Mobile and softPOS compliance tools.
Fime develops fully automated, multi-brand test tools for contactless and mobile payment applications to enable validation against major payment scheme requirements.
Security approval and certification services.
Fime supports the security evaluation of Tap-on-Phone solutions against Mastercard/Visa security programs (with PIN entry), PCI CPoC (Contactless Payment on COTS) and PCI SPoC requirements (Software-based PIN Entry on COTS). It also supports mobile handset security testing and evaluation against AFSCM, Common Criteria, GlobalPlatform, payment scheme or bespoke requirements. 
Who we help?
Working across the digital payment industry.
We support issuers, acquirers, schemes, merchants, payment service providers (PSP) and mobile payment solution providers across all domains.
Acquirers

Offer merchants and retailers secure and convenient mobile payment acceptance solutions

  • Benchmark and select the right softPOS solution providers.
  • Test the security, functionality and performance of your contactless mobile softPOS solutions.
  • Test the merchant and consumer mobile acceptance user experience live.
SmartPesa SoftPOS enables contactless acceptance.
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Issuers

Transform your banking services with a white-label or 'GiantPay' NFC wallet.

  • Benchmark and select the right GiantPay or white-label wallet.
  • Develop contactless solutions, mobile payment applications and terminals.
  • Test the performance and functionality of the end-to-end contactless transaction journey.
  • Test the user experience live.
  • Evaluate security and achieve certification for mobile equipment.
SmartPesa SoftPOS enables contactless acceptance.
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Schemes

For global and domestic schemes developing HCE cloud-based payments and Tap-to-Phone ecosystems.

  • Mobile and contactless payment training.
  • Market and technology analysis and benchmarking.
  • Functional and security testing of NFC mobile handsets.
  • CBP HCE, MPA and softPOS specification development.
  • Functional and security test tool development.  
  • Mobile certification program management and certification body development.
  • MPA certification testing outsourcing.
SmartPesa SoftPOS enables contactless acceptance.
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Vendors

For global and domestic schemes developing HCE cloud-based payments and Tap-to-Phone ecosystems.

  • Deliver innovative mobile payment platform solutions quickly and cost-effectively.
  • Develop your own contactless solution, mobile payment application or softPOS solution.
  • Test the contactless security, functionality and performance of your mobile softPOS solutions.   
  • Leverage automated and multi-brand mobile and softPOS test tools to achieve compliance against payment scheme requirements.
  • Evaluate the security of of Tap-on-Phone solutions against Mastercard/Visa security programs (with PIN entry), PCI CPoC and PCI SPoC requirements. 
SmartPesa SoftPOS enables contactless acceptance.
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