Banks & Retail
Understand the latest technologies to fight disintermediation and offer consumers the most innovative payments options
Issuers face a range of challenges across all areas of their business. Firstly, increasingly complex regulatory mandates are changing business models and increasing competition. This is seeing new, agile FinTechs disrupting the issuing ecosystem and driving innovation across new payment platforms and form factors.
This disintermediation is requiring new multi-factor authentication methods – that combine emerging technologies and protocols, including biometrics, risk-based, and 3-D Secure – to ensure security and strong customer authentication across all channels. All of this is happening while the ‘GiantPays’ are challenging more traditional business models.