Ensure security and interoperability

With the emergence of various new payments methods and technologies, domestic payment schemes must ensure the smooth introduction and interoperability of these new products and services into their local market.

To do so, they must adapt their certification process to accommodate innovation. But with payment technologies evolving rapidly in the age of IoT and disruptive fintech solutions, staying up to speed with the market can be challenging.

To speed up deployment and adapt to emerging technologies, FIME has developed a certification implementation framework. This framework is customized for each project based on specific business and technical challenges.FIME consultants have a long history of supporting global and domestic schemes in defining or updating their certification processes, whether as part of an EMV migration initiative or, for example, to help deploy mobile payments.

For every new payment technology, FIME can provide support at each stage of the certification implementation.

FIME, through its partner security labs, can also support you in setting up your security certification scheme.


  • Certification body implementation and update.
    Develop your own certification process with an industry leader and its partner security labs.
  • Internal certification team setup.
    Train your certification team with renowned test and security laboratory experts.
  • Laboratory setup & audit.
    Benefit from accredited FIME laboratories and FIME security partners to deploy certification testing and security evaluation services smoothly and effectively.


L2 Test plan & test tool development.
Utilize FIME’s experience and tools to develop your own certification tests.

  • Contact and contactless card.
  • Contact and contactless terminal.
  • Cloud-based or secure element (SE) based mobile payment application.
  • Back-end transaction management.


  • Security requirements definition.
  • Security evaluation methodology.
  • Lab accreditation process.


Assess the compatibility and interoperability of your product with test plan and test tool development support for Level 3 certification.

  • Contact and contactless card.
  • Payment terminals and POS devices.
  • Payment host systems.


  • End-to-end testing.
    Benefit from our simulated or live testing environment to validate your services before deployment.
  • Certification program management.
    Let our test experts drive your products certification.
  • Pilot roll-out project management.
    Deploy and assess your pilot projects with help from our expert team.

certification implementation

Working with FIME is also the guarantee to develop standards’ compliant products and services and to leverage an experience acquired on innovative deployment projects all over the world.

Case study | They trusted FIME

BKM developing Troy, Turkey’s first domestic payment scheme

Why choose FIME?

Our consultants give you unrivalled support to plan the perfect path to migration.

40+ consultants located across the globe to plan the perfect migration path for your services.

Industry-leading expertise in payment standards, schemes and specifications, including:

  • EMV® contact, contactless and mobile payment specifications.
  • AMEX, CUP, Discover, Interac, JCB, Mastercard, PURE, Visa, Wise.

Over ten payment scheme migrations managed by our team all over the world.

With extensive experience working on deployment projects globally, working with FIME ensures the development of fully compliant, secure and interoperable products and services.