National payment schemes consulting

FIME consulting services for national payment authorities, central banks and national switches provides expert guidance and assistance through every step of the journey to launch EMV Chip card and mobile payment scheme.

The challenge of establishing a national card/mobile payment scheme

The implementation of a new national payment scheme is a significant challenge. Every step of the way there are decisions to be taken that require the consideration of business aims such as the quality and regulation of the infrastructure, the impact of the EMV Chip technology and the efficiency of implementing and maintaining the operational infrastructure. Many critical decisions are needed at the start of the journey towards live deployment:

  • What will your national infrastructure support: Credit, debit, pre-paid? Contact, Contactless, Mobile, Cloud ?
  • What will be the relationship of the national payments infrastructure compared to international payment networks ?
  • How do you build specifications for the target infrastructure taking into account the interface with issuers and acquirers and the quality of interoperability ?
  • How can the overall initial and ongoing expenditure be optimized?
  • What degree of interoperability regulation and control is appropriate for your scheme ?

The process of making these decisions can benefit with EMV scheme consulting know-how and expertise gained from implementation experience.

Navigating through the process of building a national card/mobile payment scheme

FIME’s consulting practice for National and Domestic Schemes advises national payment authorities, central banks and national switches according to the situation requirements. With over 300 EMV experts worldwide, all points along your journey are covered, from Certification Authority set-up to roll-out to Issuer and Acquirers and beyond into operations management.

Our independent position as an industry leading scheme implementation specialist enables us to provide impartial and trusted services.

Consulting services

  • Review EMV chip, Mobile and Cloud based payment eco-systems – and how they might impact your plan ?
  • Review the role of the Certification Authority, Interaction with Issuers and Acquirers, and what alternative implementation options exist?
  • Review re-use of technology, such as options for ‘White Label’ technology and certification tool technology
  • Specification of Certification Authority requirement and administration processes
  • Specification and design of Certification Authority administration tools
  • Specification of certification test plans and test tools qualification process
  • Specification and design of Issuer and Acquirer certification test tools
  • Purchasing RFP support to target and evaluate technology submissions from potential vendors?

Implementation services

  • Set-up of the Certification Authority and Project Management
  • Implementation and installation of Certification Authority administration tools
  • Card, Mobile and Terminal certification testing operation services
  • Issuer and Acquirer certification test tool qualification
  • ssuer and Acquirer test tool implementation, distribution and maintenance
  • Issuer Card Personalisation Validation Services
  • Acquirer Terminal Integration Certification Services
  • Card and Terminal Technical Support Service

With FIME and its 300 EMV experts worldwide, all points along your journey are covered, from Certification Authority set-up to roll-out to Issuer and Acquirers and beyond into operations management.