Mobile applications

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Test & Certification services

With the success of Apple Pay and the large number of NFC smartphones on the market, NFC services have been launched worldwide. It has become crucial to check that each NFC mobile payment application offers the same customer journey on any NFC handset. Compatibility is key in providing a seamless NFC user experience to the consumer. In order to achieve this, the mobile payment application must function reliably with a wide range of established EMVCo infrastructures.

Compatibility means compliance

To guarantee this compatibility, mobile payment applications must comply with scheme specifications. To check compliance, some payment schemes have defined a certification process. The certification is mandatory for any solution provider wishing to deploy such applications. In addition, certification is strongly recommended for issuers wishing to launch services. FIME can help make the process as quick and easy as possible.

FIME helps you cut time to certification

As an expert in NFC mobile payment, FIME can validate each component in the NFC ecosystem. In addition of the NFC handset and the payment terminal, it is crucial to check that the payment application within the secure element or the handset behaves as expected across a range of devices. To do this, FIME has put in place two certification testing processes:

  • Secure element (UICC, embedded SE or micro SD) based payment applet
  • HCE based mobile payment application

For each type of application, FIME works with the main payment schemes to provide official certification. Thanks to FIME’s thorough expertise in NFC mobile payment, solution providers can dramatically accelerate the time-to-market for their products.