EMVCo has established certification processes for NFC handsets, just as it did for cards and terminals, to guarantee that phones comply with the EMV specifications. The EMVCo certifications are mandatory for any NFC handset wishing to offer EMV contactless transaction services.
There are 2 types of test:
- EMVCo L1 Analog: check handset RF characteristics
- EMVCo L1 Digital : check handset contactless communication protocol
EMVCo and other payment schemes certification processes are different from GCF/PTCRB approval processes. Type Approval cannot be interrupted and the device under test cannot be modified during the test session. That is why to simplify NFC handset debugging and to speed up certification, FIME offers debugging test sessions. These sessions can be interrupted and the Laboratory and device maker’s teams can work together to solve last-minute issues. Then, once everything is set up, FIME can perform the Type Approval.
To supplement EMVCo requirements, some payment schemes have defined complementary tests such as interoperability testing with specific POS devices.
This specific procedure is also used to test mobile device compatibilities with HCE use cases. In this case, the tests are similar to EMVCo testing but the reference payment application is an HCE mobile payment application instead of an applet in a secure element.