Cloud-Based Payment Specifications & Certification

Become an expert in Mobile Cloud-Based Payment

This training offers a technical overview of cloud -based payment mechanisms.

It offers a deep-dive into payment scheme specifications, and outlines the different certification processes required.


  • Understand the EMV payment tokenisation
  • Identify device security challenges
  • Define the cloud components and functionalities
  • Define the application components and functionalities
  • Compare different cloud-based payment standards
  • Understand the impacts on EMV and financial messaging
  • Enforce the certification process

Key topics

  • EMV tokenisation
  • HCE security
  • EMV and financial messaging impacts
  • Comparison of Scheme specifications
  • Certification processes

Day 1 | A journey through the cloud-based payment ecosystem

  • Payment application
    • Functional aspects
    • Security storage
    • CD-CVM
    • HCE and contactless payments
    • EMV impacts
    • In-app and remote payments
  • Issuer cloud
    • Device gateway
    • Card data preparation
    • Personalization and session key generation
    • Transaction and fraud management
    • User and application lifecycles

Day 2 | A journey through the cloud-based payment ecosystem

  • Journey through the CBP ecosystem
    • Application initialization
    • Provisioning
    • Replenishment
    • Transaction
    • Financial messaging
    • Network routing
  • Main challenges
  • EMV tokenisation
    • Principles
    • Token management & life cycles
    • Assurance level
    • Financial messaging
  • General CBP comparison
    • Actors and roles
    • More common
    • General CBP comparison
  • Certification processes

Level of difficulty



2 days


10 max


Payment Schemes, issuing banks, merchants, solution providers, technical experts, developers, software and network architects


A general understanding of cloud-based payment principles and the wider ecosystem

Training pack

Includes a binder, notebook, pen, USB key and your official certificate

FIME "Plus"

  • Stay in contact with your FIME trainer, following your session for continued support and insight
  • Be part of FIME's trainee community and stay up to date with the latest technological developments
  • Receive an official FIME certificate to recognize your participation

Dedicated training session (at customer premises)

To organize a dedicated training session in your premises for your staff only, please Ask for a