Fime and imark enhance Nepal’s financial ecosystem with EMV® L3 testing. April 30, 2024

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Test tool / L3 testing tool

EMV PVT

Validate your EMV® card personalization data.

Test your EMV payment products according to mandatory card personalization regulations from the major payment associations.

EMV PVT

Simplify quality control in personalization.

Millions of credit and debit cards issued on a global scale each year need to undergo personalization. It is important that the personalization process goes smoothly.
EMV PVT (Personalization Validation Tool) assists you in testing your EMV payment products according to the mandatory card personalization regulations set by major payment associations.

EMV PVT is the most thorough and comprehensive test tool for issuers, card personalization bureaus and card manufacturers to validate the personalization of their payment cards and mobile payment applications.


Key benefits

  • Covers relevant payment test specifications.

  • Work with the easy-to-use customizable user interface.

  • Use the Wizard for easy-to-follow user guidance.

  • Browse through all EMV data elements with clear explanation.

  • Simplify quality control in personalization. 

Key features

  • Test personalization according to specifications of Mastercard CPV, Visa payWave, JCB J/Smart, Discover, Diners, UnionPay and more.

  • Explore EMV data elements with interpretation and explanation.
  • Check mobile payment parameters for secure element and cloud-based payment products with optional modules.

  • Validate card profiles generated using Mastercard’s M/Chip Advance Profile Generator. 

How it works.

With just one click of a button, you can store, validate, retrieve, and examine all personalization data of EMV smart card applications. This includes chip, magnetic stripe, embossing data, asymmetric keys, and PIN, all according to the mandated payment specifications.

What's in the box.

    Optional modules.

    Card Management module.

  1. Issuer script commands, e.g., Unblock PIN, Put Data.

  2. Offline and online transaction execution.

    3. Security module.

  3. AC, MAC, ENC keys check using HSM coupling for production keys.

  4. Offline Data Authentication (SDA/DDA/CDA).

  5. Mastercard PayPass™/Visa payWave checksum and cryptogram checking (dCVV/CVC3).

    6. Mobile module.

  6. Cryptogram check for cloud-based payments

  7. Secure element application analysis: - Contactless Registry Status utilities - PPSE utilities. 


Specifications.

Test specifications supported.


American Express

  • Fime-specified tests - Contact — AEIPS Chip Card Specification.

  • Fime-specified tests - Contactless — ExpressPay Card Specification.

Discover

  • Contact D-PAS - U.S. Debit Personalization Profiles Guide - Contact and Contactless.

  • Contactless D-PAS - Card Application Personalization Validation Rules.

  • D-PAS - Personalization Profiles Guide.

  • D-PAS Chip Card Personalization Validation Rules.

EMV CPA

  • Fime-specified tests, based on EMV Common Payment Application Specification.

Fime

  • Generic Fime-specified tests: EMV Generic Test Specification, based on EMV Integrated Circuit Card Specifications for Payment Systems.

JCB

  • J/Smart Test Cases for Contact.

  • J/Smart Test Cases for Contactless.

Mastercard CPV

  • Personalization Validation Tool Requirements.

UnionPay

  • Fime-specified tests - UnionPay personalization data validation test plan.

Visa

  • Visa Europe Global Personalization Requirements


* EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.

 


Downloads

Download our technical specifications sheets for more information.

donwload-image Fime EMV PVT flyer.pdf

Get your quote and further information

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